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Planning

Pricing and EMI Options

Indicative IVF, IUI, ICSI and fertility testing costs with inclusions. Exact pricing depends on diagnosis, protocol, medicines and lab add-ons.

Indicative price ranges

Ranges are shown because fertility care is personalized. Your final plan will list inclusions and exclusions based on your reports.

ServiceRangeUsually includes
Consultation + Plan Review₹800–₹1,500*Doctor consult, report review, plan
Diagnostic Workup Bundle₹6,000–₹15,000*AMH, hormones, ultrasound, semen analysis
IUI (Per Cycle)₹12,000–₹30,000*Cycle monitoring, procedure, basic meds
IVF (Per Cycle)₹1,25,000–₹2,60,000*Stimulation, retrieval, lab, transfer
ICSI Add-on₹25,000–₹55,000*Micromanipulation fertilization
PGT (Embryo Testing)₹1,00,000–₹2,50,000*Biopsy + lab testing + reporting
Egg Freezing (Cycle)₹1,10,000–₹2,40,000*Stimulation, retrieval, vitrification
Embryo Freezing/Storage₹35,000–₹1,00,000*Cryostorage (duration varies)

EMI / financing options

EMI may be available through partner financial institutions, subject to eligibility, terms and documentation.

Tenure

3–24 months (plan and lender dependent)

Downpayment

0–30% (offer dependent)

Eligibility

KYC + income proof + lender credit assessment

*0% EMI offers, where available, are provided by third party financial institutions and may be limited to select plans and time windows.

What changes the final cost

  • Medications and stimulation protocol based on ovarian reserve, BMI, and response.
  • Lab needs such as ICSI, blastocyst culture, embryo freezing and storage.
  • Add-ons such as PGT, donor programs, or surgical procedures when medically needed.
  • Number of cycles required to reach a healthy embryo/transfer.

The real cost that matters

Fertility care is not a single product. The total cost is protocol and condition specific, and it can change with ovarian response and lab strategy. The safest way to avoid surprises is to ask for a written plan with clear inclusions.

Why “low headline prices” can become expensive

  • Medicines can be the largest variable and differ by ovarian reserve, BMI and response.
  • Lab steps (ICSI, blastocyst culture, freezing, storage) may be added based on clinical need.
  • Multiple ultrasounds, scans, anesthesia/OT charges, and repeat procedures may be billed separately.
  • Some packages quote per transfer, while your real cost is per full cycle plan.

How Santaan keeps planning transparent

  • Protocol is selected from your diagnosis, hormone trends, ovarian reserve and semen parameters.
  • We treat patients as people, not a factory queue—decisions are paced to your biology and comfort.
  • Advanced diagnostics and lab decision-support reduce trial-and-error and unnecessary add-ons.
  • Santaan Lab is our active R&D unit that continuously improves decision quality and consistency.

What to ask before you compare IVF costs

Ask for a written inclusion list

Does the quoted amount include medicines, monitoring scans, egg retrieval, lab charges and transfer?

Ask what triggers add-ons

When would ICSI, blastocyst culture, freezing or PGT be recommended—and what do they cost?

Ask what “per cycle” means

Is the quote per started cycle, per retrieval, or per embryo transfer?

Ask about cancellation and conversion

If response is low or the plan changes, how are charges adjusted?

Pricing FAQs

Why do fertility treatment costs vary?

Costs vary based on diagnosis, medications, lab needs, add-ons such as ICSI/PGT, and how many cycles are needed. A consult and diagnostics help narrow a realistic range.

Do you offer EMI or financing?

Yes. EMI options may be available through partner financing. The final eligibility and terms depend on the financing provider and patient profile.

What is typically not included in the base IVF range?

Common exclusions can include advanced genetic testing, donor programs, additional medications, embryo freezing/storage beyond a defined period, and repeat procedures. Your plan will list inclusions clearly.

*Pricing ranges are indicative. Final costs vary by diagnosis, medicines, lab add-ons, number of cycles and center-specific protocols. Individual outcomes vary.